How financially fit are you? It’s a very important question these days, and the tools to keep you financially healthy are all the rave. Mint, the web-based personal finance tool, is releasing a new section of its site called Financial Fitness in order to give a wider range of features to its users. Financial Fitness really takes Mint’s existing personal finance tools to the next level, making the new segment a natural progression for Mint.

Financial Fitness consists of five personal finance principles and lays these out for users to note on a weekly, monthly and annual basis. These five principles include:

Know your Money
Spend Less than you Earn
Use Debt Wisely
Invest Your Savings
Prepare for the Unexpected
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SmartyPig is a finance tool that makes saving money a social affair. In order to grow its service, SmartyPig has added integration of its service to a number of other financial services, including the web-based Mint. In doing so, SmartyPig is really expanding its service beyond just its own website in order to make it more accessible to users on a broader scale.

Such integration really lowers the barriers that may hinder users from using SmartyPig on a regular basis or at all. Below is an interview with the SmartyPig founders at the SXSW conference in Austin, TX, who speak on the new features, the current credit crisis, and the potential for SmartyPig to become a standard in personal finance.